Introduction

BalancingAct has a primary window and several secondary ones. Most of the action takes place in the primary. Others are encountered during initial setup or for occasional maintenance.

Each documentation topic focuses on how to interact with part of BalancingAct. Screen shots that zoom in on a specific topic are used extensively. Sometimes these show the entire window, but usually are a cutout from the primary window. Hyperlinks provide quick access to related topics.

The intent is to supplement in-app documentation with additional examples or details or sometimes just to say the same thing in a different way. Documentation is updated on an as-needed basis to provide the most up-to-date help. This is important because it can take some time before updates appear in the Mac App Store. Critical issues are addressed here first. You may also find workarounds for specific problems here prior to official product updates.

Please use self-help before sending email support requests (from the help page).  Thoughtful comments and suggestions are always welcome.


The primary window for an example portfolio (Ted & Alice Henderson) appears below. Color highlights are used here to emphasize the major window components, but these highlights do not appear in the actual software. A brief description for these components appears below. See specific topics for details.

The top section of the window is dedicated to the overall portfolio. The bottom shows holdings in the asset table for a selected account (Ted IRA in this case) or for the overall portfolio.

Overview

Target Table

Target percentages are entered in the target column, for each asset class. All other values are calculated. The actual column shows the current percentages and the plan column shows percentages if all trades are executed. The imbalance row, just below the target table, is the overall portfolio imbalance.

SeeSaw

This picture is the high level summary. The size of the colored disks depict the percentage of the matching asset class. Placement, right or left of the triangle tip, indicates how far that class is out of balance. The tilt of the balance beam shows the overall imbalance. The SeeSaw displays either actual or plan results as selected by the buttons at the top. Pressing rebalance will trigger the rebalance calculation and display the plan result upon completion.

There is almost always a tradeoff between reducing imbalance and trading costs. This tradeoff is adjustable using the slider at the bottom of SeeSaw. The slider is in the middle (default) position in the example.  Move it to the right to achieve lower imbalance usually incurring a higher cost, or to the left for the opposite effect. Press the Rebalance button to see the results.

Cost Table

Rebalancing costs are itemized in the cost table. This information is helpful when determining the tradeoff between minimizing imbalance and trading costs.

Asset Table

Each row in this table identifies an asset in the selected account. Multiple lots are supported, but not shown in the example. The primary calculation result appears in the trade column, with corresponding sales fees shown in the adjacent column. Buttons at the bottom left determine the contents of the table, either the full portfolio or an individual account.

Total Row

This single row below the asset table shows total current holdings for the selected account.

Cash Flow & Reserve

These are not highlighted. See Cash Manager for details related to deposits, withdrawals and cash reserve for each account.